JT Financial Services

| September 11th, 2012
James Chandler (Photo by Mykel Media)

James Chandler (Photo by Mykel Media)

Today we live in a world of instant gratification. Every aspect of our lives is subject to change on a dime. We no longer have to wait days or weeks for information. All we need to do is go to our computer or iPad to find out any bit of information we want or need, instantly. We now live in a society that must have everything quicker and faster. If you have to wait more than seven minutes, it’s considered “insulting and shameful” according to father Michael D. Jordan.

Don’t get me wrong, I am very supportive of technology. I believe technology is there to enhance productivity, not breed laziness or to microwave our mindsets. Glen Khalen says “We have become a culture of sound bites, short attention spans, expecting instant gratification, and are missing out on deeper meaning and understating of the world we live in.”

Physically, we are dazzled by the magic pill, or potions that can transform us with no work tomorrow. After conducting a search on the internet for “fastest way to lose weight” and the top results were “ How to Lost Weight Fast and Safely, The Best Way to Lose Weight in a Week, and Quick Weight Loss,- Lose 20lbs of Fat in 30 days”.

When looking for love, many have resorted to speed dating and online dating. If that’s not enough, we have drive through wedding chapels. One chapel I discovered has three choices; Fast, Faster, Fastest all under $300. What about a drive through funeral home? In Compton California, Adams Funeral Home says “You can come by after work, and you don’t need to deal with parking. You can sign the book outside and the family knows that you paid your respects. It’s a convenience thing.”

Many individuals also have that same quick fix, “I dream of Genie” attitude toward our finances. The truth is, success is not a fairy tale, and it’s not a secret. You can’t sit on your couch and imagine checks coming. Success is not a destination, it’s a journey and a process. Dan Hardy says “success is rented and the rent is due every day.”

I believe the biggest financial mistake most people make is dependence. The best person to take care of you, is you. Dependence on others allows “outside” factors to control your life. If you want to lose weight, you must eat accordingly, exercise, and develop some new disciplines. If you want financial independence, embrace time and consistency, and develop some new disciplines also. Take control of what you can control. Your life is built on the seemingly, small decisions you have made up to this point. You cant go back, but its never too late to start.

You have to take responsibility. Jim Rohn, says walk away from the 97%, join the 3%, don’t use their vocabulary. 95% of the populations is dependent, and 5% is independent. Take charge of your own retirement. Don’t follow the crowd because it’s hard to do what’s right versus what’s popular. Remember that hopeful and wishfully thinking is not a strategy.

You can’t control taxes, but you can control ways to reduce your taxes. You can’t control Social Security, but can build funds for retirement. You can’t control your employer, but you can develop alternate sources of income. You can’t control inflation, but you can maximize your investment potential. You can’t control rising cost, but you can save more. You can’t control the risk of a single investment, but you can diversify your investment choices.

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